Non-interest income with zero upfront cost

Voilà enables regional banks and credit unions to offer personal and commercial insurance with zero upfront cost. Generate meaningful Non-Interest Income while providing members with 24/7 human-to-human advocacy.

We work with 50+ insurance companies

Why institutions choose Voilà

Zero cost to your institution

No upfront investment. No ongoing licensing fees. Revenue share is paid quarterly to you. You earn from the first policy with no financial exposure.

Compliance you can count on

SOC 2 certified, licensed in all 50 states, and compliant in every market we operate. We manage all licensing, regulatory reporting, and compliance training so your institution never has to.

Access to 50+ top-rated carriers

Access to a broad carrier network means your members get competitive pricing across commercial and personal lines. Higher close rates, stronger member satisfaction.

What You Get

What Your Banks' Customers and Members Get

Provider A
Commercial Property
$125/month
Provider B
Commercial Property
$232/month
Provider C
Commercial Property
$158/month
Compare over 50+ companies

Access the best rates from trusted carriers

Generate recurring non-interest income with zero upfront costs or staff requirements. Pure, risk-free revenue for your institution.

We work with 50+ insurance companies
Auto Insurance

Covers accidents, theft, and liability for cars, trucks, or SUVs.

Homeowners Insurance

If you have a mortgage, we handle proof of coverage before closing.

Life Insurance

If your bank requires life coverage for an SBA loan, we issue it quickly.

Umbrella Insurance

Protects your income if illness or injury prevents you from working.

Boat Insurance

Coverage for watercraft, liability on the water, and damage from accidents or weather.

Renters Insurance

Your landlord’s policy doesn’t cover your belongings, the renters insurance does.

RV and Other Coverage

From recreational vehicles to specialty coverage.

Builder's Risk

A builder’s risk policy is a type of property insurance that covers a building, materials, and equipment while a project is under construction or major renovation, typically against things like fire, theft, vandalism, and certain weather events

Commercial Property

Protects a business’s physical assets—including buildings, equipment, inventory, and tools—from perils like fire, theft, vandalism, and storm damage. It covers costs to repair or replace damaged property (owned or rented) and, in some cases, lost income during repairs.

Directors and Officers

Protects company leadership from personal liability if shareholders, employees, or regulators bring a claim against a business decision.

Life Insurance for SBA Loans

Many SBA lenders require the borrower to carry life insurance before the loan closes.

Professional Liability

Covers legal defense and settlements if a client claims your advice or work caused financial loss.

Cyber Insurance

If your business handles customer data or payments online, cyber coverage covers recovery, legal, and notification costs.

Commercial Auto

Business auto coverage fills gaps personal policies miss, covering accidents, liability, and damage for work vehicles.

Workers Compensation

Required in most states if you have employees. Covers medical costs and lost wages if someone gets hurt on the job.

General Liability

Covers your business if a customer gets hurt, if you damage someone's property, or if someone claims your product caused them harm.

Business Owners Policy

Covers your building, equipment, and inventory, plus protection if a customer gets hurt on your premises.

We’ve teamed up with Voila to make insurance, simple, accessible and part of the value we deliver to our commercial borrowers.
Bill Wilson
CEO, Monterey County Bank
Insurance is an integral part of our members’ financial lives. Partnering with Voilá has allowed us to provide our members’ with a nationwide agency built exclusively for credit unions and community banks.
Wade Pyron
CEO, Monterey Credit Union

How Voilà integrates with your institution

01
The entry point lives on your website

Your bank or credit union places a Voilà-powered link, banner, or button inside its existing website. Members see it in a context they already trust.

02
connects them to a Familiar Experience

Clicking the link takes the member directly to a co-branded Voilà page built for your institution and community.

03
Member covered. Revenue earned

The member gets proof of insurance same day. Your loan closes on schedule. Your institution receives a revenue share on every policy.

Build in-house
Refer to an agent
Generic insurtech
Revenue from day one
Zero upfront cost
Compliance handled
Relationship stays with your institution
Built for banks and credit unions

Ready to add non-interest income to your bank or credit union?

Talk to a Voilá expert today and discover how easy it is to integrate insurance into your banking operations

Ethan Brooks
Commercial Property
$1.2M coverage · SBA loan closing
+$680
Liam Carter
General Liability
Small business · 3-year policy
+$420
Revenue
+$55,400
Noah Bennett
Auto
Personal · Member referral
+$190

FAQs

Are there any termination, start-up or initiation costs?

No. Voila provides everything you need to generate NII with no cost to you. There is no minimum commitment for volume and no minimum length for the contract. You can terminate at any time at no cost and the revenue generated will continue for as long as the clients or members stay with Voila.

Does the bank or Credit Union need to obtain insurance licenses?

No. Voila maintains all the required insurance licensing in every state as well as the compliance oversight.

What does the contract look like?

The Voila Profit Sharing Agreement is a simple document clearly listing the Profit-Sharing segments based on premium and revenue generated from the integration of insurance products into the bank or credit union workflows.

If I provide data through the Voila data transfer protocols, is my data safeguarded?

Voila is SOC II Compliant and only uses the data for the intended purpose agreed to with their business partners which is to quote and sell insurance.
Voila never shares any data with outside vendors for additional marketing opportunities.

Does my banking or Credit Union Team need to create marketing materials?

No.  Voila will create specific landing pages, campaigns, and emails for your members and clients that are focused on local risks for which they should be protected with insurance coverage.

All marketing materials are previewed and approved by your marketing team prior to being sent out in a marketing campaign.